Home insurance

A house is more than the place where you live. It is your home.

It represents security for those who live in it. It is probably the biggest investment you'll ever make; it is independence for first-time homebuyers, and so much more. Something as valuable as your home needs a lot of care.

This is why you need insurance. Insurance is vital to protecting yourself from unexpected losses. Your homeowner's insurance policy covers your house and personal property, and protects you from liability claims. It is something you cannot do without, and should purchase as soon as you become the owner of a house, even if it is still under construction.

If you are a lessee, your property can also be protected from an unexpected loss. A “Lessee Occupant” contract is perfect for your situation and also protects you against lawsuits if damages to the owner or other lessees are caused by your negligence or by your property.

Have you purchased a condo? The building is insured by the condominium association, but your property, rental improvements and your liability can be insured by a contract adapted to your situation.

Do you have unusual property - a boat, cottage, house trailer, garden tractor, jewellery, furs or valuable works of art? Contracts are adapted to most needs, but you should know that all insurance contracts have limitations and exclusions. Your broker is your best advisor.

Considering the wide range of policies, trust your broker who can advise you properly, choosing the perfect one for your specific needs.